National Debt Lines are a leading non-judgmental debt help company that offers UK residents debt help and advice. Debt management doesn’t require you to borrow money to repay your existing debts. Instead, it involves working with your creditors, alongside an impartial third party, to negotiate a repayment plan within a reasonable time frame. An IVA debt help solution is completely tailored around your finances and will create a plan that involves repayments that you can genuinely afford.